Dental insurance is an important aspect of overall health care that often gets overlooked. Many individuals and families have dental insurance benefits but do not take full advantage of them, resulting in missed opportunities for better oral health and potential financial savings.
Many people may not realize that dental insurance benefits are not meant to roll over from year to year. Instead, they are designed to be used within a specific time period, typically a calendar year. This means that if you don't use your dental benefits before the end of the year, you will lose them.
If you have been diligently paying for your dental insurance every month and still haven't used it, you may be wondering what happens if you don't use your benefits. Here are some potential consequences of not utilizing your dental insurance benefits:
One of the main purposes of dental insurance is to encourage individuals to prioritize their oral health through regular check-ups and cleanings. By not using your benefits, you are missing out on these preventive appointments that can help catch any potential issues early on and prevent more costly and painful treatments in the future.
Dental insurance is essentially a prepaid plan where you pay a certain amount each month for coverage. If you don't use your benefits, it's like throwing away money that could have been spent on maintaining or improving your oral health.
By neglecting to use your dental benefits, any existing or potential dental issues may go untreated and worsen over time. This can lead to more complex and expensive procedures down the line.
If you wait until after the end of the benefit period to schedule an appointment or undergo a procedure, you may end up paying more out-of-pocket. This is because your deductible and annual maximum will reset at the beginning of the new benefit period.
By taking advantage of your dental insurance now, you can save yourself from having to pay more out-of-pocket expenses later on. Visit Paradigm Dental at 3970 SW Mercantile Dr., Lake Oswego, Oregon, 97035, or call (503) 626-7323 for the best dental care.
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